Submit New Loan Application

post

https://loc.demo.kendra.lendfoundry.com/v1/darbaan/back-office/rest/api/borrower-application-intake

Submits a borrower application, including business, loan, and ownership details. Used during onboarding by borrowers, affiliates, or back-office users; this API initiates verification and underwriting workflows. It requires a valid authorization token in the header and a complete application payload.

If a uid is passed at any level within the entity (e.g., borrower, business, loan, owner), the system will treat it as an update for that particular sub-entity. Otherwise, a new record will be cr...

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Body Params

Borrower's application submission request body.

companyLegalName

string

The legal name of the company.

annualBusinessRevenue

integer

The annual business revenue of the company. Required in first tab submission.

email.email

string

The borrower's email address. Required in first tab submission.

email.uid

string

Email entity uid. If this is passed then email entity will update.

loanPurpose

string

enum

The borrower's loan purpose. Required in first tab submission.

requestedLoanAmount

integer

The borrower's requested loan amount. Required in first tab submission.

isEsignConsent

boolean

Electronic signature consent. Required in first tab submission.

doingBusinessAs

string

The DBA (Doing Business As) name.

federalTaxID

string

length between 9 and 9

^[0-9]+$

The federal tax ID (9 digits, numeric only). Required in second tab submission.

timeInBusiness

integer

The time in business in months.

numberOfEmployees

integer

Total number of employees.

legalStructure

string

enum

The legal structure of the business. Required in second tab submission.

industry

string

enum

The industry of the business. Required in second tab submission.

companyAddress.line1

string

The company's address first line. Required in second tab submission.

companyAddress.line2

string

The company's address second line.

companyAddress.zipCode

string

length between 5 and 5

^[0-9]+$

The company's zip code (5 digits). Required in second tab submission.

companyAddress.city

string

The company's city. Required in second tab submission.

companyAddress.state

string

The company's state. Required in second tab submission.

companyAddress.uid

string

Address entity uid. If this is passed then address entity will update.

phone.phoneNumber

string

length between 10 and 10

^[0-9]+$

The company's phone number (10 digits, numeric only). Required in second tab submission.

phone.uid

string

Phone entity uid. If this is passed then phone entity will update.

submissionStage

string

required

The submission stage of the application.

owners

array of objects

required

The owners of the application.

owners*

isAllOwnerSubmitted

boolean

Whether all owners have submitted their information.

lastTabSubmitted

boolean

Whether this is the last tab being submitted.

affiliateUID

string

Affiliate UID if applicable.

affiliate-application.uid

string

Affiliate application UID if applicable.

uid

string

required

The uid of the application. If this is passed then entity will update.

Headers

string

enum

Defaults to application/json

Generated from available response content types

Allowed:

Responses

Language

Credentials

Header

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Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

text/plain; charset=utf-8

200OK. Resource updated successfully

401Unauthorized - The request requires user authentication.

403Forbidden - The request is understood, but the server refuses to authorize it.

404Not Found - The requested resource could not be found.

500Internal Server Error - Something went wrong.