Welcome to LendFoundry API

📘

Complete Lending Lifecycle Coverage

LendFoundry provides enterprise-grade APIs covering the entire lending lifecycle, from application submission through loan servicing, payments, and collections.

LendFoundry's API platform enables financial institutions to build seamless lending experiences with two integrated systems working together:

• Application Submission & Approval APIs (LOS) — Handle loan origination from application intake through approval
• Active Loan Servicing APIs (LMS) — Manage active loans including payments, accounting, and collections

Platform Architecture

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flowchart LR
    subgraph LOS[📋 Application Submission APIs]
        A[📝 Apply] --> B[📄 Docs]
        B --> C[🔍 Verify]
        C --> D{⚖️ Decide}
        D -->|✅| E[✅ Approve]
        D -->|❌| F[❌ Decline]
    end
    
    subgraph LMS[💰 Active Loan Servicing APIs]
        G[🏦 Onboard] --> H[💵 Fund]
        H --> I[📋 Service]
        I --> J[💳 Pay]
        I --> K[📞 Collect]
    end
    
    E -->|Board Loan| G
    
    style A fill:#2563eb,stroke:#1e40af,color:#fff
    style B fill:#2563eb,stroke:#1e40af,color:#fff
    style C fill:#2563eb,stroke:#1e40af,color:#fff
    style D fill:#6b7280,stroke:#4b5563,color:#fff
    style E fill:#059669,stroke:#047857,color:#fff
    style F fill:#dc2626,stroke:#b91c1c,color:#fff
    style G fill:#059669,stroke:#047857,color:#fff
    style H fill:#2563eb,stroke:#1e40af,color:#fff
    style I fill:#2563eb,stroke:#1e40af,color:#fff
    style J fill:#2563eb,stroke:#1e40af,color:#fff
    style K fill:#d97706,stroke:#b45309,color:#fff

Workflow Steps:

• Apply — Borrower submits loan application through any channel
• Docs — Upload and verify required documents
• Verify — Complete identity, income, and business verifications
• Decide — Automated or manual underwriting decision
• Approve/Decline — Final decision on application
• Onboard — Board approved loan to servicing system
• Fund — Disburse loan proceeds
• Service — Ongoing loan management and accounting
• Pay — Process payments (ACH, wire, check)
• Collect — Handle delinquent accounts

System Overview

⚠️

Important

Application Submission APIs and Active Loan Servicing APIs use different authentication methods. See the Authentication Guide for details.

Quick Start

Step 1: Get Your Credentials

Contact [email protected] to request API access. Specify:

• Company name
• System(s) needed (Application Submission, Active Loan Servicing, or both)
• Environment (sandbox/production)

Step 2: Choose Your System

Step 3: Make Your First API Call

curl -X POST "https://loc.demo.kendra.lendfoundry.com/v1/darbaan/back-office/rest/api/list-applications" \
  -H "Authorization: YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"page": 1, "size": 10}'

const response = await fetch(
  'https://loc.demo.kendra.lendfoundry.com/v1/darbaan/back-office/rest/api/list-applications',
  {
    method: 'POST',
    headers: {
      'Authorization': 'YOUR_API_KEY',
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({ page: 1, size: 10 })
  }
);

const data = await response.json();
console.log(data);

import requests

url = "https://loc.demo.kendra.lendfoundry.com/v1/darbaan/back-office/rest/api/list-applications"
headers = {
    "Authorization": "YOUR_API_KEY",
    "Content-Type": "application/json"
}

response = requests.post(url, json={"page": 1, "size": 10}, headers=headers)
data = response.json()
print(data)

HttpClient client = HttpClient.newHttpClient();
HttpRequest request = HttpRequest.newBuilder()
    .uri(URI.create("https://loc.demo.kendra.lendfoundry.com/v1/darbaan/back-office/rest/api/list-applications"))
    .header("Authorization", "YOUR_API_KEY")
    .header("Content-Type", "application/json")
    .POST(HttpRequest.BodyPublishers.ofString("{\"page\": 1, \"size\": 10}"))
    .build();

HttpResponse<String> response = client.send(request, 
    HttpResponse.BodyHandlers.ofString());
System.out.println(response.body());

Key Capabilities

Application Submission & Approval APIs

Active Loan Servicing APIs

API Reference Navigation

Support

✅

Ready to Get Started?

Head to the Authentication Guide to learn how to authenticate with LendFoundry APIs.